When I bought my house 17 years ago the person in the building society arranged everything as at the time my knowledge of personal finances was scant and I accepted everything that was told to me. Over the years I have attempted to gain a greater knowledge of everything I spend money on to try and be more financially literate. Since the advent of personal computers and the internet it’s been possible for everyone to get quotes for everything that they buy online. Mortgage insurance quotes are available at the touch of a button as are car insurance quotes, mobile phones and foreign exchange rates. Its only when you realise how much these companies have profiteered from me and everyone like me in the past that you realise that the only thing you can do in retaliation is take your money elsewhere as soon as possible as to put this off even for one month is letting them get away with it for longer. As I now have the skills to make an informed choice I intend to help others to do the same.

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